We know the Mortgage Business and can finance easy, complex and tough Deals.
We’re aware of the entire lending market and many times have exclusive loan options that are not offered on the open market, which saves a buyer the time and effort of applying to multiple banks that might not consider their particular situation. We have developed professional and personal relationships with many lenders, which can reduce the processing time of an application.
“Top Ten Reasons to Choose Us as Your Mortgage Professional”
1. We offer the MOST Extensive and Broad Range of Loan Products Available in today’s ever changing market!
2. We follow FHA and Fannie Mae underwriting guidelines! We don’t add additional restrictions that can lead to loan denials, even though FHA and Fannie Mae would have approved the loan!
3. Same Day Pre-Approvals!
4. 24 Hour Underwriting!
5. Loan Closing’s in 20 to 30 days on 95% of all purchase transactions!
6. Evening and Weekend Pre-Approvals and loan status updates!
7. We meet or BEAT Big Bank rates 97% of the time! (We deal with Wholesale Rates)
8. Personalized mortgage services! You don’t get lost in the different department shuffle!
9. We work for You and only get paid when we’re successful on Your behalf! Many bank loan officers are salaried employees and get paid regardless if your loan closes or not. We do NOT, which is why we work hard to close your loan! In most cases, our fees are paid by the lender so clients have little or no out of pocket expenses for loan origination costs.
10. We are State Licensed Mortgage Broker Professionals and take yearly continuing education classes. Bank loan officers do not have to meet these high standards.
Current Loan Programs
- Conventional, FHA, VA, USDA-Best available Turn Times and Rates for Good Credit Borrowers!
- Non Warrantable Condo and Condotel Loans!
- FHA and VA Loans Credit Scores as Low as 580!
- Foreign National Loans 30% down!
- 5% down on Condos!
- 10% down payment for Jumbo Loans & Second Homes!
- 12 month waiting period for; Short Sales, BK, Deed in Lieu & Foreclosures (FHA Back to Work Program 3.5% Down payment)!
- Construction Loans on Primary Residences and Second Homes!
- 1 Day out of Foreclosure & Short Sale 20% down!
- HomePath & HomePath Renovation Loans!
- Lot & Land Loans 25% down payment!
- Bank Statement Loans!
- Mobile Home Loans!
- USDA Loans, No down payment!
- FHA Rehab Loans! (Including streamline 203k.)
- Hard Money Loans, No Income, No Asset and No Credit Requirements.
Call us today and put our experience to work for you, we will shop across our huge range of programs and lenders to find the best available loan options for you!
LOAN PROGRAMS That Others Only Dream of Offering!
"We're Your ONE STOP Mortgage Provider"
“We say YES when banks say NO”