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Florida First Time Home Buyer Program Mortgage Loans Florida, Best Rates!

We are excited to offer 1% down payment first time home buyer program in Florida with equity boost.

  • You put down 1% and the lender contributes 2%or $5,000 (whichever is less)*.
  • No property ownership interest in the last 3 years.
  • Available for Condo Mortgage Loans as well.
  • Great low rates.
  • Available with no monthly Mortgage Insurance.
  • 720+ Credit Score required.
  • 3% Seller Credit towards buyers closing costs.
  • Borrower income limits may apply.
  • 2% lender contribution may only be applied to down payment.

What are the requirements for first time home buyer programs?

We offer down payments as low as 1%!

What are the first time home buyer requirements for Florida?

1 percent down with a 720 credit scores and 3 1/2% down payment with as little as a 620 credit score.

Have you Been Turned Down by your Bank or Lender Because?

  • They require 10% or 20% down payment.
  • Your credit score is a little too low.
Not to worry........  we close these types of loans all the time, we know the Mortgage Business and can Close Easy, Complex and Tough Deals. We do this by utilizing our years of experience and "Outside The Box Thinking" to get buyers pre-approved for the maximum loan amount possible while keeping their down payment and closing costs as low as possible. 


          
 
Why should you choose First Florida Financial Group, LLC

  • We offer same day free pre-qualifications.
  • 24-hour underwriting.
  • Loan closings in as little as 30 days. 
  • Over 50 years combined experience providing condo mortgage loans.
  • We work for you and only get paid when we’re successful on your behalf! In most cases, our fees are paid by the lender so clients have little or no out of pocket expenses for loan origination costs.
  • We don't just offer the normal loan programs like most banks do, We offer ALL loan programs available and we offer them without the additional underwriting requirements and loan limitations that other lenders may have.

We offer loans for the entire state of Florida and all of the following cities;
Monroe County Florida Cities; Big Pine Key, Islamorada, Key Colony Beach, Key Largo, Key West, Long Key, Marathon, Marathon Shores, Sugarloaf Shores, Summerland Key, and Tavernier
Collier County Florida Cities; Marco Island, Naples Golden Gate,
Lee County Florida Cities: Alva, Boca Grande, Bonita Springs, Buckingham, Captiva, Cape Coral, Fort Myers, Fort Myers Beach, Lehigh Acres, Sanibel.
Jacksonville, Tampa, Saint Petersburg, Hialeah, Orlando, Fort Lauderdale, Tallahassee, Hollywood, Pembroke Pines, Miami, Palm Beach, West Palm Beach, Boca Raton, Miramar, Sarasota, Gainesville, Bradenton

Got A Question?

Thanks and we look forward to working with you on your mortgage needs!

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