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Should you talk to a mortgage professional before house hunting?

Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know how much you want to borrow?

When We Pre-Approve You, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you. We do this by considering your income and debts, your employment and residence situations, your available funds for down payment and required reserves, and some other things. It's short and to the point, and we keep the paperwork to a minimum!

Once you qualify we'll give you what's called a Pre-Approval Letter  which says that we are working with you to find the best loan to meet your needs and that we're confident you'll qualify for a loan for a certain amount.

More importantly, to a home seller, your being pre-approved is like you walked into their house with a suitcase full of cash to make the deal! They won't have to wonder if they're wasting their time because you'll never qualify for a mortgage to finance the amount you're offering for the home. You have the clout of a buyer ready to make the deal right now!

Call Us Now 877-424-4562

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*100% Financing & Zero Down is based on a minimum sales price of $150,000 the seller contributing 3% of the purchase price to down payment assistance program and up to 6% of the purchase price for seller concessions. Lower purchase prices will require borrower to put down money.  

First Florida Financial Group, LLC  makes no warranty or guarantee of a loan approval, credit score increases, loan closings, foreclosure prevention, nor is such inferred or implied. Borrower qualification is required and program availability & guidelines is/are subject to change without notice. Other terms and conditions may apply.

(*) 4.875% interest rate  5.630 APR, on a 5 year fixed-rate term. Assume 180,000 loan, on a purchase transaction, primary residence, full doc, 720 mid credit score, 20% down payment plus all closing costs. resulting payments equal $952.57 monthly, principle & interest.  Ins & taxes may be additional, and not necessarily included.  Annual Peercentage Rate 5.630% .


First Florida Financial Group, LLC 907 Jennifer Lane Fort Myers, FL 33919
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