Naples Jumbo Mortgage Loans & Best Jumbo Rates

We are Experts at Naples, Collier County & Marco Island Florida Jumbo Loans!

What is a 5% Down Naples Jumbo Loan?

A Naples Jumbo Loan is otherwise known as a Naples jumbo mortgage is a loan that is above the conventional loan limits and is called a Jumbo Mortgage Loan. This loan limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $484,350 then neither of the two government-sponsored entities will purchase that loan. Typically, both Fannie and Freddie buy the bulk of U.S. residential mortgages from banks and other lenders, freeing up liquidity to lend more mortgages.

Jumbo Down Payment Options

5% Down Payment on Primary Residences.
5% Down Payment on Second Homes.
10% Down Payment on Condos.
25% Down for Investment Properties.
VA Jumbo Home Loans.

SEE TODAY’S JUMBO MORTGAGE RATES

What are the requirements for getting a Jumbo loan in Naples?

680 minimum credit score.
4 months reserves.
Florida properties only on condos, single-family homes, and townhomes.
4 year waiting period for prior short sales, and bankruptcies.
50% maximum DTI.
5% down payment can be gifted from a relative.
Bank Statements as Income loans are Available.

Why Should You Choose Us For Your Naples Home Loan?

Read what our Prior Clients have to Say.
We work for You & Not the Bank.
Loan Options for Everyone.
We have the Best 30 Year Fixed Mortgage Rates.
“We Think Outside The Box“
Our E Zip Mortgage gets loans Approved & Closed Fast (as little as 30 days).
One-Year Tax Returns & Asset-Based Loans.
Bank Statements as Income Loans are Available.
We can do a Piggyback 2nd Mortgage to help get your loan approved.

Are You Concerned You May Not Qualify for a Jumbo Mortgage Because?

Debt to Income Ratio is too High.
Credit Scores are a little Too Low, not to worry we can do a Rapid Rescore.
Prior Foreclosures, Short Sales or Bankruptcies.
Prior Mortgage Late Payments.
Don’t have Enough Reserves.

SEE TODAY’S JUMBO MORTGAGE RATES

Not to worry our Loan Officers overcome these problems all the time, We know the Florida 5% Down Payment Jumbo Loan Business and can Close Easy, Complex and Tough Deals.

We do this by utilizing our “Outside The Box Thinking” to get you pre-qualified for the maximum loan amount possible while keeping your down payment and closing costs as low as possible.

Don’t just take our word for it, Check out what our Prior Clients have to Say About Us.

Can you get a Jumbo Loan with only a 5% Down Payment?

Yes, you can for primary residence purchases!

Do you have to pay Monthly Mortgage Insurance (PMI) on a 5 Percent Down Payment Jumbo Loan In Naples?

No, mortgage insurance is not required for our 5% down payment jumbo mortgage loans!

Current Naples Jumbo Mortgage Rates

When you “click here” you’ll instantly see today’s lowest rates. If you see an interest rate you like, you can click to head straight to get your custom rate quote.

How to get the Best Jumbo Mortgage Rates

Start with the “Loan Purpose” box and fill in as many of the fields as you can in our request rate quote tool to get the most accurately personalized quote.