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Conventional loan limits 2025 & Conforming loan limits have increased to $806,500

Conventional loan limits 2025 otherwise known as Conforming Loan Limits 2025 have increased to $806,500 for mortgage brokers and not most Retail lenders. We are now offering 2025 county loan limits up to $806,500 on all conventional loans. effective as of 01/01/2025. We expect the Federal housing officials to be announcing the official change later this year and it’s likely that FHFA’s 2026 conforming loan limit will be higher than $806,500.

We are once again getting a head start on closing loans by taking advantage of lenders raising the conforming loan limits 2025, which could help homebuyers get better rates and make smaller down payments when taking out loans of up to $806,500 in most parts of the country and upwards of $1 million in many high-cost markets.

 

County Loan Limits 2025 for All Counties

 

The County loan limits for 2025 are raised to $806,500 for single family, $1,032,650 for 2 family, $1,248,150 for 3 family, $1,551,250 for 4 family.

Conforming loan limits by state charts are available in the below link

All States by County

 

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We know the Jumbo Mortgage Business call us at (877) 424-4562

 

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