Conventional loan limits Georgia 2025 & Georgia Conforming loan limits have increased to $806,500
Conventional loan limits 2025 otherwise known as Conforming Loan Limits 2025 have increased to $806,500. We expect the Federal housing officials to be announcing the official change later this year as to the increase in the conforming loan limit and it’s likely that FHFA’s 2026 conforming loan limit will be higher than $900,000.
Conforming loan limits Georgia 2025
The prior 2024 Georgia conforming loan limits had a loan limit of $766,550 for a single-family home, and the new 2025 Georgia conventional loan limits have increased to $806,500. There is speculation that the 2026 conforming loan limit will be close to $900,000, based on year-over-year house price growth through the first quarter of the year.
With home prices going up there have been a lot of people who were hitting those conforming loan limits very early, and probably in counties and states where you wouldn’t think home buyers would need a jumbo loan!
County Loan Limits Georgia 2025 for All Counties
The Georgia County loan limits for 2025 are raised to $806,500. Because conforming loan limits are set using a formula mandated by federal law, lenders can anticipate what the FHFA will announce later this year as the numbers for 2026.
5% Down Jumbo Loans up to $1,000,000 Loan Amount
10% Down & 90% Loan to Value Jumbo Financing available up to $2,000,000
We know the Jumbo Mortgage Business call us at (877) 424-4562
Comparing Current Georgia Conforming Loan Rates
Finding the lowest Georgia mortgage loan rates is very important, that’s why we’ve already searched them for you, getting the lowest loan rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best loan rates is a big deal.
Current Georgia Conforming Loan Mortgage Rates
When you “CLICK HERE” you’ll instantly see today’s lowest Georgia Asset-Based mortgage rates. If you see an interest rate you like, you can click to head straight to get your custom rate quote.
.
Expert advice at your fingertips
Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.
Eddie Hoskins Founder & CEO
Providing our customers with the lowest rates, personalized service, and loan options that you don’t get from big box lenders or banks. That’s he built E Zip Mortgage.
Why should you choose us for your home loan?
We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so you’re not stuck with one set of restrictive underwriting guidelines.
Credit scores a little low?
We have a credit score analyzing tool that can provide us with options to improve your credit scores quickly through a rapid credit rescore that usually takes 48 hours.
“We Think Outside The Box”
Our “Outside The Box Thinking” gets home loans approved and closed every day! From Bank statements as Income loans to 50% debt to income ratio approvals, we do them all.
We’ve streamlined the mortgage process, close in 30 days or less.
From application to closing, all from the palm of your hand.
