Conventional loan limits California 2025 & California Conforming loan limits have increased to $806,500
Conventional loan limits 2025 otherwise known as Conforming Loan Limits 2025 have increased to $806,500. We are now offering 2025 California county loan limits up to $806,500 on all conventional loans. effective as of 08/06/2025 We expect the Federal housing officials to be announcing the official change later this year and it’s likely that FHFA’s 2026 conforming loan limit will be higher than $806,500.
Conforming loan limits California 2025
The prior California 2024 conforming loan limits had a loan limit of $766,550 for a single-family home, and the new California 2025 conventional loan limits have increased to $806,500. There is speculation that the 2026 California conforming loan limit will be close to $900,000, based on year-over-year house price growth through the first quarter of the year.
With home prices going up there have been a lot of people who were hitting those California conforming loan limits very early, and probably in counties and states where you wouldn’t think home buyers would need a jumbo loan!
County Loan Limits California 2025 for All Counties
The California County loan limits for 2025 are raised to $806,500 but have not been officially released by FHFA’s, in anticipation of this change, effective as of 08/06/2025 we are now offering California conventional loan limits up to $806,500 on all conforming conventional loans. Because conforming loan limits are set using a formula mandated by federal law, lenders can anticipate what the FHFA will announce later this year as the numbers for 2026.
Conventional Loan Limits All Counties
5% Down Jumbo Loans
10% Down & 90% Loan to Value Jumbo Financing available
We know the California Jumbo Mortgage Business call us at (877) 424-4562
Comparing Current California Conforming Loan Rates
Finding the lowest California mortgage loan rates is very important, that’s why we’ve already searched them for you, getting the lowest loan rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best loan rates is a big deal.
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We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so you’re not stuck with one set of restrictive underwriting guidelines.
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