ABOUT US

First Florida Financial Group is one of Florida’s leading mortgage companies and was founded in 2006. We offer high-quality mortgage services to residential home buyers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision. We know the Florida Mortgage Business and can close easy, complex and tough deals while treating you with respect, professionalism and consistent service. read more →

CLIENT REVIEWS

  We purchased a condo in PCB FL and had a hard time finding a mortgage due to the condo being classified as a "Condo-Tel" Eddie was referred to us by another lender and we couldn't have...read more→

Jeri Vinson Saulsbury
Rating: 5

  Let me start with this, 3 different companies denied a mortgage loan to us. Eddie was able to let us know from the moment we called him, what we needed to do exactly to...read more→

Melk M.
Rating: 5

Eddie, I wanted to refinance my beach condo to get away from the ARM but I was having difficulty finding a lender who would do a conventional mortgage because someone at some point had classified...read more→

Rose Mabry
Rating: 5

  Darren, Thank you for all your help , today is the first day in our new home , I just want to let you know that in the whole process that involves the purchase of our...read more→

Thelma ®exhepi
Rating: 5

  Eddie and his team were very professional and enthusiastic to help. The prompt responses even after hours gave the impression of being an important client and not simply a finance business transaction. The virtual...read more→

Matt Davis
Rating: 5

  Eddie was my hero throughout the home buying process. I had a somewhat complicated situation, and he made the loan possible where others couldn't. The process was fast and easy. We closed on time...read more→

Michele Johnson
Rating: 5

  Thank You, Tim We are an unconventional loan and knew we couldn't easily qualify for a traditional mortgage. Tim Canney was extremely helpful in securing us a mortgage for our dream home ... and in...read more→

Carrie Renzi
Rating: 5

  Dear Eddie, Now that the dust has settled and reality is starting to set in, we wanted to take a moment and thank you for a great many months of hard work that you...read more→

Brian and Christi Johanneman
Rating: 5

  Thank You, Tim Tim Canney walked with me each step to ensure everything he promised was carried out. Even after the loan closed he got involved in an issue that needed resolving. I would highly...read more→

Susan Caple
Rating: 5

  Dear Darren: We would like to take this opportunity to thank you for your expertise, professionalism, and superb attention to detail related to our closing.  We never thought we could secure a loan with...read more→

Jeffrey & Mary Van Craenenbroeck
Rating: 5

  Eddie, The words "Thank You" seem so simple for all your hard work and dedication you committed to the approval of our loan. After being rejected, and denied by many other mortgage companies before, you...read more→

Jorge P.
Rating: 5

  When you need a mortgage broker/lender that can get the transaction closed, I want to tell you about Eddie Hoskins, President of First Florida Financial Group located in Ft Myers Florida. I've worked with...read more→

Daila Gross
Rating: 5

  I can't thank Eddie Hoskins and his staff enough. I had a tricky situation... I had a purchase & sale agreement to buy a condo in Florida and I just fired My mortgage company....read more→

Bruce Butterworth
Rating: 5

Eddie and the First Florida Financial team were nothing short of outstanding! This was, by far, the most straightforward, professional mortgage loan process we have ever experienced.  Eddie has an amazing "can do" approach, is...read more→

Gordon Fraser
Rating: 5

  Eddie, I know it has been over a week since we last spoke but we have been so busy with the move into our "new home"! The key word is HOME...not house or property,...read more→

Jose & Kimberly Arencibia
Rating: 5

  Thank you, Eddie, for putting this mortgage together for me. I was operating on a meager budget with a limited amount of savings and you came through for me. Your supporting staff was amazing,...read more→

Stephen Hershkowitz
Rating: 5

  Eddie Hoskins, Thank you, Thank you, Thank you. After being led on, misinformed, and denied by 4 other mortgage companies, you and First Florida Financial Group did the "impossible" and were able to get...read more→

Sergio and Veronica
Rating: 5

  To Eddie, Simone, Kim, Erika & Tim - thank you so much for everything you did in order to make my first condo purchase a reality. I'm sure I had the most challenging transaction...read more→

Dani Lima
Rating: 5

  Hi Eddie, Thanks so much for the great job you did with a VA loan for Randy K. He came to me with a pre-qual from you and you "stood the test of time!"...read more→

Anna Georgiadis
Rating: 5

  Eddie, Processed loan and closed in 6 business days after I was turned down by 4 mortgage companies. My landlord told me I had to purchase the condo I loved and had been renting...read more→

Kathy Kaiser
Rating: 5

  Dear Eddie, I would like to personally thank you for your help in arranging the refinance of our home we built in St. James City. You not only delivered the loan in a timely...read more→

Jonna Bouchard
Rating: 5

  Dear Eddie, Thank you for all your support during the last year. I will always recommend you for loans to my friends and family. You did an outstanding job getting my son through such...read more→

Nancy Britton
Rating: 5

  Darren Lynch has been a fantastic mortgage broker from start to finish.  Early in our search for home financing, one of the other lenders we worked with briefly had a long list of conditions...read more→

Nick Easter and Patricia Botero
Rating: 5

  Hello Eddie, Eddie and his team make the mortgage application and approval process virtually seamless for me, from beginning to end. Being a foreign national, my application layered on additional complexities that I thought...read more→

Josh Del Signore
Rating: 5

  Hi Eddie I originally applied to my bank for a loan on a rental condo that I was purchasing, but because it was a condo hotel, they would not write the loan. My bank...read more→

Eric Shaffer
Rating: 5

  Thank you,  Eddie Hoskins, After a long and drawn out purchase process including many unexpected obstacles, Eddie Hoskins and his dedicated and skillful staff were able to make the impossible possible! I will honestly...read more→

Alex Khademi
Rating: 5

  Hi Darren, First Florida Financial Group, specifically Darren did an amazing job in helping us obtain our new residence. The knowledge that he had on working on our VA application was amazing! He was...read more→

Vivian and John Gomez
Rating: 5

  When choosing a mortgage partner I always look for three important qualities: Honesty, Availability, and Knowledge. When I met Darren Lynch, from First Florida Financial, I knew from my very first conversation that I...read more→

Priscilla Perez-McGuire
Rating: 5

  Eddie Hoskins and his team at First Florida Financial really helped me when others had declined on me. He was able to work out a deal in a very short time frame that ended...read more→

Charles Knowlton
Rating: 5

MORTGAGE OPTIONS

Jumbo Home Loan

5% Down Payment Jumbo Loans, buy your dream home with a very small down payment.

Condo Home Loan

We make condo financing quick and easy with down payments as low as 1%. Non-warrantable and Condo-Hotel loans too.

First Time Home Buyer Loan

Are you a first time home buyer or haven’t owned a property in the last 3 years? Then you may qualify for our 1% Down Program.

Conventional Home Loans

1% down payment for First Time Home Buyers, 5% down payment for Non-First Time Home Buyers, 10% down payment on Second Homes.

Multi Family Property Loan

Multi-Family Properties, Duplex, Triplex, or Fourplex to Earn Rental Income.

Reverse Home Loan

Reverse Home Mortgage Loan, A Florida Reverse Mortgage is a Loan for Seniors Age 62 and Older.

FHA Home Loan

An FHA loan allows a low 3.5% Down Payment with a 580 credit score, less strict credit and underwriting requirements.

VA Home Loan

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.

Refinance Home Loan

Want to consolidate your debt, lower your interest rate or pay off your mortgage faster? Were ready to help you.

USDA Home Loan

A USDA loan provides a government-insured loan with Zero Down Payment for rural areas through the state.

Renovation Home Loan

Renovation mortgage programs allow buyers to purchase or refinance the costs of repairs based on what the house is expected to be worth.

“We Think Outside The Box”

RECENT BLOG POSTS

Florida Jumbo Mortgage 5% Down Payment

February 18, 2018

Florida Jumbo Mortgage 5% Down Payment Attractive jumbo mortgage rates are available for qualified home buyers in Florida. When the purchase price for a home exceeds Fannie Mae’s conforming loan limit of $453,100, there is…

FHA Home Loans

February 18, 2018

Florida FHA Mortgage Loans Have a Lot of Advantages! 3.5% Down Payment that can be gifted. Allow higher debt to Income ratios than a Conventional Mortgage. Seller concessions up to 6% are allowed. Credit Scores as…

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