E Zip Mortgage Home Loan Experts

Finding a great home loan involves careful consideration of your needs, finances, and history. We are here to guide you.

Welcome to
E Zip Mortgage

A new approach
to mortgages.

Were cutting through the establishment and connecting with people,

“Mortgage your way… the right way”

Client Reviews
Today's Mortgage Rates

When you “CLICK HERE” you’ll instantly see today’s lowest mortgage rates. If you see an interest rate you like, you can click to head straight to get your Custom Rate Quote. 

Why should you choose us for your home loan?

We work for you & not the bank, we offer wholesale mortgage rates that are lower than retail rates not to mention, we offer a wide variety of loan options so you not stuck with one set of restrictive underwriting guidelines.

 

We’ve streamlined the mortgage process, close in 30 days or less.

From application to closing, all from the palm of your hand.

Expert advice at your fingertips

Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.

Eddie Hoskins Founder/CEO

“My mission is to give our clients their most enjoyable home buying experience, I’m focused on making sure their process is simple.”

“We Think Outside The Box”

Our “Outside The Box Thinking”  gets home loans approved and closed every day! From Bank Statement loans to 50% debt to income ratio approvals, we do them all.

Loan Options

Jumbo Home Loan 5% Down Payment

5% Down Payment Jumbo Loans, buy your dream home with a very small down payment.

Condo Home Loan 3% Down Payment

We make condo financing quick and easy with down payments as low as 3% for a primary residence and 10% on second home purchases.

First Time Home Buyer 3% Down Payment

Are you a first time home buyer or haven’t owned a property in the last 3 years? Then you may qualify for our 3% Down Program.

Conventional Home Loans

3% down payment for First Time Home Buyers, 5% down payment for Non-First Time Home Buyers, 10% down payment on Second Homes.

Multi Family Property Loans

Multi-Family Properties, Duplex, Triplex, or Fourplex to Earn Rental Income.

Bank Statement Self-Employed Loans

This a great way to qualify for a home loan if you are self-employed and don’t claim enough income on your tax returns.

FHA Home Loan 3.5% Down Payment

An FHA loan allows a low 3.5% Down Payment with a 620 credit score, less strict credit, and underwriting requirements.

VA Home Loan ZERO Down Payment

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.

Refinance Home Loan

Want to consolidate your debt, lower your interest rate or pay off your mortgage faster? Were ready to help you.

Renovation - Rehab Loans

Renovation mortgage programs allow buyers to purchase or refinance the costs of repairs based on what the house is expected to be worth.

Fresh from the blog
07Sep 21

The Housing Market Going into Fall 2021

A few key factors have intensified the housing market in 2021. The COVID-19 pandemic and guidelines to stay home have led to residents looking for homes that could accommodate their…

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