E Zip Mortgage
A new approach
to mortgages.
Were cutting through the establishment and connecting with people,
“Mortgage your way… the right way”
Connect with one of our Licensed Mortgage Loan Originators to discuss your situation and get your custom quote.
Loan Options
Why should you choose us for your home loan?
We work for you & not the bank, we offer wholesale mortgage rates that are lower than retail rates not to mention, we offer a wide variety of loan options so you not stuck with one set of restrictive underwriting guidelines.

We’ve streamlined the mortgage process, close in 30 days or less.
From application to closing, all from the palm of your hand.
Expert advice at your fingertips
Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.

Eddie Hoskins Founder/CEO
“My mission is to give our clients their most enjoyable home buying experience, I’m focused on making sure their process is simple.”
“We Think Outside The Box”
Our “Outside The Box Thinking” gets home loans approved and closed every day! From Bank Statement loans to 50% debt to income ratio approvals, we do them all.

What Underwriting Really Looks For in a Mortgage Loan
Understanding the Underwriting Process Underwriting is often the most misunderstood part of the mortgage process. Many buyers hear the word and immediately feel nervous—but underwriting isn’t designed to be intimidating…
Common Mistakes to Avoid After Pre-Approval
Pre-Approval Is a Strong Start—But Not the Finish Line Getting pre-approved for a mortgage is a big milestone. It means a lender has reviewed your financial picture and confirmed you’re…
What Happens After You’re Pre-Approved for a Mortgage
Pre-Approval Is a Big Milestone Getting pre-approved for a mortgage is an exciting step—it means a lender has reviewed your financial information and given you a clear picture of what…

