First Florida Financial Group, LLC

A Florida Mortgage Broker Company Founded in 2006

Why should you choose us for your home loan?

We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so your not stuck with one set of restrictive underwriting guidelines.

“We Think Outside The Box”

Our “Outside The Box Thinking”  gets home loans approved and closed every day! From one-year business tax returns loans to 55% debt to income ratio approvals, we close them all.

Expert advice at your fingertips

Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep bankers hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.

Eddie Hoskins CEO/Senior Loan Officer

“My mission is to give our clients their most enjoyable home buying experience, I’m focused on making sure there process is simple.”

We’ve streamlined the mortgage process, close in 30 days or less.

From application to closing, all from the palm of your hand.

Client Reviews

Loan Options

Jumbo Home Loan 5% Down Payment

5% Down Payment Jumbo Loans, buy your dream home with a very small down payment.

Condo Home Loan 3% Down Payment

We make condo financing quick and easy with down payments as low as 3%. Non-Warrantable and Condo-Hotel loans too.

First Time Home Buyer 3% Down Payment

Are you a first time home buyer or haven’t owned a property in the last 3 years? Then you may qualify for our 3% Down Program.

Conventional Home Loans

3% down payment for First Time Home Buyers, 5% down payment for Non-First Time Home Buyers, 10% down payment on Second Homes.

Multi Family Property Loan 15% Down

Multi-Family Properties, Duplex, Triplex, or Fourplex to Earn Rental Income.

Reverse Mortgage

Reverse Home Mortgage Loan, A Florida Reverse Mortgage is a Loan for Seniors Age 62 and Older.

Bank Statement Self-Employed Loans

This a great way to qualify for a home loan if you are self-employed and don’t claim enough income on your tax returns.

FHA Home Loan 3.5% Down Payment

An FHA loan allows a low 3.5% Down Payment with a 580 credit score, less strict credit, and underwriting requirements.

VA Home Loan ZERO Down Payment

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.

Refinance Home Loan

Want to consolidate your debt, lower your interest rate or pay off your mortgage faster? Were ready to help you.

Renovation - Rehab Loans

Renovation mortgage programs allow buyers to purchase or refinance the costs of repairs based on what the house is expected to be worth.

USDA Home Loan ZERO Down Payment

A USDA loan provides a government-insured loan with Zero Down Payment for rural areas through the state.

Back To Top