Conventional loan limits Florida 2023 & Florida Conforming loan limits have increased to $715,000

Conventional loan limits 2023 otherwise known as Conforming Loan Limits 2023 have increased to $715,000 for mortgage brokers and not most Retail lenders. We are now offering 2023 county loan limits up to $715,000 on all Florida conventional loans. effective as of 9/07/2022 We expect the Federal housing officials to be announcing the official change later this year and it’s likely that FHFA’s 2023 conforming loan limit will be higher than $715,000.

We are once again getting a head start on closing loans by taking advantage of lenders raising the conforming loan limits 2023, which could help homebuyers get better rates and make smaller down payments when taking out loans of up to $715,000 in most parts of the country and upwards of $1 million in many high-cost markets.


Conforming loan limits Florida 2023

The prior 2022 Florida conforming loan limits had a loan limit of $766,550 for a single-family home, and the new Florida 2022 conventional loan limits have increased to $715,000. There is speculation that the 2023 conforming loan limit will be close to $760,000, based on year-over-year house price growth through the first quarter of the year.

With Florida home prices going up there have been a lot of people who were hitting those conforming loan limits very early, and probably in counties and states where you wouldn’t think home buyers would need a jumbo loan!

County Loan Limits Florida 2023 for All Counties


The Florida County loan limits for 2023 are raised to $715,000 but have not been officially released by FHFA’s, in anticipation of this change, effective as of 9/07/2022 we are now offering conventional loan limits up to $715,000 on all conforming conventional loans. Because conforming loan limits are set using a formula mandated by federal law, lenders can anticipate what the FHFA will announce later this year as the numbers for 2023.

5% Down Jumbo Loans up to $1,000,000 Loan Amount

10% Down & 90% Loan to Value Jumbo Financing available up to $2,000,000

We know the Jumbo Mortgage Business call us at (877) 424-4562

CLICK HERE” to See Today’s Mortgage Rates.

Comparing Current Florida Conforming Loan Rates

Finding the lowest Florida mortgage loan rates is very important, that’s why we’ve already searched them for you, getting the lowest loan rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best loan rates is a big deal.

Current Florida Conforming Loan Mortgage Rates

When you “CLICK HERE” you’ll instantly see today’s lowest Florida Asset-Based mortgage rates. If you see an interest rate you like, you can click to head straight to get your custom rate quote.

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