Jumbo Home Loan Options E Zip Mortgage Knows the Jumbo Mortgage Business. 5% Down Jumbo Loans5% Down Payment and you only need a 680 Credit Score to Qualify. 10% Down Jumbo Loans10% Down Payment with a 680 Credit Score. 20% Down Jumbo Loans20% Down Payment and Credit Scores as Low as 660. Bank Statements as Income Jumbo LoansThis a great way to qualify for a jumbo home loan if you are self-employed and don’t claim enough income on your tax returns. Condo Jumbo LoansJumbo Condo Loans. VA Jumbo LoansVA Jumbo Loan Amounts up to $1,500,000 & Great VA Jumbo Rates.