10% Down Florida Jumbo Loans

What Is a Jumbo Loan?

Jumbo Loan is a loan that is above the conventional loan limit set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If the loan amount is higher than $548,250 then it is considered a Jumbo Loan.

5% Down up to $1,000,000

10% Down Payment to $2,000,000

  • Minimum 680 Credit Score Required.
  • Buyers should have 6 to 12 months of reserves after closing. The term “Reserves” refers to the amount of savings a buyer has remaining after their down payment and closing costs.
  • These programs are available for a Single-Family Residence, Second Homes, Multi-Family, 2-4 Units, Condo, Non-Warrantable, and Condo-Hotels.
  • The Maximum Debt to income ratio is 43%.
  • No BK, Short-Sales, or Foreclosures in the previous 7 years.
  • The maximum product loan amount is $3,500,000.
  • Available for Purchase, Refinance, and Cash-Out Refinances.
  • Available for Primary, Vacation, and Investment Properties.
  • 30 & 15 Year Fixed and 5/1, 7/1, 10/1 Adjustable ARM Rates Available.
  • Self-Employed borrowers may want to take advantage of our Bank Statement loans.
  • Florida Veterans may want to take advantage of a zero down payment VA jumbo loans


10% Down & 90% Loan to Value Jumbo Financing available up to $2,000,000

We know the Jumbo Mortgage Business call us at (800) 986-4580

CLICK HERE” to See Today’s Mortgage Rates.


Comparing Current Florida Jumbo Mortgage Rates

Finding the lowest Florida jumbo mortgage rates is very important, that’s why we’ve already searched them for you, getting the lowest rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best mortgage rates is a big deal.


“Client Reviews”

Expert advice at your fingertips

Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep bankers hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.

Eddie Hoskins Founder & CEO

“My mission is to give our clients their most enjoyable home buying experience, I’m focused on making sure there process is simple.”

Why should you choose us for your home loan?

We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so your not stuck with one set of restrictive underwriting guidelines.

Credit scores a little low?

We have a credit score analyzing tool that can provide us with options to improve your credit scores quickly through a rapid credit rescore that usually takes 48 hours.

“We Think Outside The Box”

Our “Outside The Box Thinking”  gets home loans approved and closed every day! From one-year business tax returns loans to 55% debt to income ratio approvals, we close them all.

We’ve streamlined the mortgage process, close in 30 days or less.

From application to closing, all from the palm of your hand.

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