First Florida Financial Group, LLC Loan Options Jumbo Home LoansWe offer all types of Jumbo Mortgages with down payments as low as 5%, buy your dream home with a very small down payment. Condo Home LoansWe make condo financing quick and easy with down payments as low as 1%. Non-warrantable Condos and Condo-Hotel properties… yep we finance those too. VA Home LoansAre you are a veteran or a member of the military or military spouse? Then you may qualify for a VA Home loan. Refinance Home LoansWant to consolidate your debt, lower your interest or pay off your mortgage faster? Were ready to help you. Multi Family Property LoansMulti-Family Properties, Duplex, Triplex, or Fourplex to Earn Rental Income First Time Home Buyer LoansAre you a first time home buyer or haven’t owned a property in the last 3 years? Then you may qualify for our 1% Down Payment Loan Program. Renovation Home LoansRenovation mortgage programs allow buyers to purchase or refinance the costs of repairs based on what the house is expected to be worth after the home rehab is completed. FHA Home LoansAn FHA loan allows a low 3.5% Down Payment with a 580 credit score, less strict credit and underwriting requirements. USDA Home LoansA USDA loan provides a government-insured loan with Zero Down Payment for rural areas through the state. Conventional Home Loans1% down payment for First Time Home Buyers, 5% down payment for Non-First Time Home Buyers, 10% down payment on Second Homes.