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FHA Home Loan

FHA Mortgage Loans, Best Rates

What is an FHA Loan?

An FHA loan is a mortgage that’s insured by the Federal Housing Administration (FHA). They are popular especially among first time home buyers because they allow down payments of 3.5% for credit scores of 580. However, borrowers must pay mortgage insurance premiums, which protects the lender if a borrower defaults.

FHA Loan Requirements

  • 3.5% Down Payment that can be gifted.
  • Seller up to 6% are allowed.
  • Credit Scores as Low as 580.
  • 3 year waiting period for prior short sales and foreclosures.

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Why Should You Choose Us For Your Florida Jumbo Home Loan?

Has Your FHA Loan Application Been Turned Down or Your Concerned You May Not Qualify for an FHA Mortgage Because?

  • Debt to Income Ratio is too High.
  • Credit Scores are a little Too Low, not to worry we can do a Rapid Rescore.
  • Prior Foreclosures, Short Sales or Bankruptcies.
  • Prior Mortgage Late Payments.

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Not to worry our Loan Officers overcome these problems all the time, We know the Florida Jumbo Mortgage Business and can Close Easy, Complex and Tough Deals.

We do this by utilizing our “Outside The Box Thinking” to get you pre-qualified for the maximum loan amount possible while keeping your down payment and closing costs as low as possible.

Don’t just take our word for it, check out our prior client reviews!

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