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Florida Jumbo Loan Down Payment Requirements 2018

5% Down Jumbo Loans

  • 5% Down on Primary Residences
  • 5% Down on Second Homes.
  • 10% Down on Condos.
  • 25% Down for Investment Properties.
  • VA Jumbo Loan Options.

What Is a Jumbo Loan?

Jumbo Loan is a loan that is above the conventional loan limit set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If the loan amount is higher than $484,350 then it is considered a Jumbo Loan.

Our Jumbo Loan Program Features

  • 610 Credit Scores.
  • $3,000,000 Loan Amounts.
  • Our Jumbo Loans have No Monthly (PMI).
  • Little or Low Reserves are Required.
  • No waiting period for Prior Foreclosures and BK’s.
  • Up to 50% Debt to Income Ratios.
  • Gift Funds and Co-Signers are Allowed.
  • First Time Home-Buyers are Ok.
  • Bank Statements as Income Loans are Available.

Why Should You Choose Us For Your Jumbo Home Loan?

Client Reviews

Current Florida Jumbo Mortgage Rates

When you “CLICK HERE” you’ll instantly see today’s lowest rates. If you see an interest rate you like, you can click to head straight to get your Custom Rate Quote.

How to get the Best Jumbo Mortgage Rates

Start with the “Loan Purpose” box and fill in as many of the fields as you can in our Request Rate Quote Tool to get the most accurately personalized quote.

Are You Concerned You May Not Qualify for a Jumbo Loan Because?

  • Debt to Income Ratio is a little too High.
  • Credit Scores are a little Too Low, Not to Worry we are masters at analyzing your credit report and doing a Rapid Credit Rescore.
  • Prior Foreclosures, Short Sales or Bankruptcies.
  • Currently, have a Primary Residence that you want to sell after you close on after you purchase your new home and you might not qualify with both mortgage payments.
  • Don’t have Enough Reserves.

Not to worry our Loan Officers overcome these problems all the time, We know the Florida Jumbo Mortgage Business and can Close Easy, Complex and Tough Deals. We do this by utilizing our “Outside The Box Thinking” to get you Approved for the highest loan amount possible while keeping your down payment and closing costs as low as possible.

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