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VA Jumbo Loan

VA Jumbo Loans for Florida & The Best Rates

What is a VA Jumbo Loan?

VA Jumbo loan otherwise known as a VA Jumbo Mortgage is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). … The basic intention of the VA home loan program is to supply home financing to eligible veterans and to help veterans purchase properties with no down payment.

What are the Down Payment Requirements for a VA Jumbo Loan?

You simply put 25% down payment over the sales amount of $484,350, So if you found a home you wanted to purchase for $900,000 the down payment would be based on the difference between the sales price of $900,000 and the maximum VA loan amount that requires no down payment of $484,350 so the down payment would be 25% of the difference which is $415,650. or $103,912.50. A lot less than a standard 20% mortgage down payment – and you are getting the full benefits of a Jumbo VA home mortgage.

What is the Maximum Jumbo VA Loan Amount?

The maximum VA loan amount is $1,500,000 and there is no down payment up to the first $484,350.

What are the VA Jumbo Mortgage Credit Score Requirements?

You must have a 620 middle credit score to qualify for VA jumbo loan.

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Current VA Jumbo Mortgage Rates

When you “CLICK HERE” you’ll instantly see today’s lowest rates. If you see an interest rate you like, you can click to head straight to get your Custom Rate Quote.

How to get the Best VA Jumbo Mortgage Rates

Start with the “Loan Purpose” box and fill in as many of the fields as you can in our Request Rate Quote Tool to get the most accurately personalized quote.

Are You Concerned You May Not Qualify for a VA Jumbo Loan Because?

  • Debt to Income Ratio is a little too High.
  • Credit Scores are a little Too Low, Not to Worry we are masters at analyzing your credit report and doing a Rapid Credit Rescore.
  • Prior Foreclosures, Short Sales or Bankruptcies.
  • Currently, have a Primary Residence that you want to sell after you close on after you purchase your new home and you might not qualify with both mortgage payments.
  • Don’t have Enough Reserves.

Not to worry our Loan Officers overcome these problems all the time, We know the Florida Jumbo Mortgage Business and can Close Easy, Complex and Tough Deals. We do this by utilizing our “Outside The Box Thinking” to get you Approved for the highest loan amount possible while keeping your down payment and closing costs as low as possible.

No-Cost Appraisal Offer

Whether your Purchasing or Refinancing, you could Save Hundreds of Dollars

Whether you’re buying a new home or refinancing, closing costs are a necessary evil and we’re helping home-buyers and homeowners save thousands of dollars with our no-cost appraisals and here is how it works. You simply pay for the appraisal up front, as all other mortgage companies require you to do and as long as your loan amount is over $484,350 we will credit you back up to $525.00 of your appraisal cost at closing.

To take advantage of this offer You MUST Register prior to Applying with us…… yep, it’s that simple! By the way, we don’t charge any loan application, interest rate lock-in or any other upfront fee’s like many lenders do.

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