Jumbo Mortgage Rates Florida

Today’s Mortgage Rates

Purchase or Refinance at Today’s Rock Bottom Rates!

Ultra LOW Mortgage Rates & Super FAST Closings!

15-Year Conv Fixed 5.0%(5.263% APR)*

30-Year FHA 4.99% (6.041% APR)*


Minimum Loan Amount $150,000

Allow us to introduce ourselves

  • We’re a broker, not a bank
    • We’re an online broker with licensed loan officers offering closings in as little as 22 days.
  • We’re experts in the field
    • Our loan officers have over 30 years of experience working with homebuyers and are ready to meet all of your needs.
  • We want you in control
    • We provide personalized service, so you don’t get lost in the big lender shuffle.

Google Reviews

Today’s Mortgage Rates

5% Down 4.125% 3/1 Arm (8.125% APR)**

15 Year Conv Fixed 4.75%(5.56% APR)*
30-Year FHA 4.99% (5.56% APR)*

Portfolio Mortgage Rates

 Jumbo Loans

5% Down 4.125% 3/1 Arm (8.125% APR)**

2nd Home 10% Down 4.125% 3/1 Arm (8.125% APR)**
Investment 25% Down  4.625% 3/1 Arm (8.587% APR)**

Minimum Loan Amount $150,000

Expert advice at your fingertips

Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep bankers’ hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.

Eddie Hoskins, Founder & CEO

Providing our customers with the lowest rates, personalized service, and loan options that you don’t get from big box lenders or banks. That’s he built E Zip Mortgage.

Why should you choose us for your home loan?

We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so you’re not stuck with one set of restrictive underwriting guidelines.

Are credit scores a little low?

We have a credit score analyzing tool that can provide us with options to improve your credit scores quickly through a rapid credit rescore that usually takes 48 hours.

“We Think Outside The Box”

Our “Outside The Box Thinking”  gets home loans approved and closed every day! From Bank statements as Income loans to 50% debt to income ratio approvals, we do them all.

We’ve streamlined the mortgage process and closed in 30 days or less.

From application to closing, all from the palm of your hand.

*Loan amount $225,000 15-year Fixed-Rate Loan at 4.75% and 75% loan-to-value (LTV)  780 credit score. ** Jumbo ARM rate based on $1,000,000 sales price, 95% LTV 720 credit score, and caps are 5/2/5, and the floor is 2.75. Based on the current CMT / 1-year treasury*** FHA loan is based on a 30-year Fixed-Rate Loan at 4.99% and 96.5% loan-to-value (LTV)  780 credit score. Rates are current as of 01/19/2023 and are subject to change. The APR is calculated using the Actuarial Method.

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