FHA Down Payment Assistance

FHA Down Payment Assistance 3.5% Forgivable Grant

Exciting News for Eligible Homebuyers: FHA Down Payment Assistance Program Available Now!

Are you a first-time homebuyer or a current or retired local, state, or federal government employee? Maybe you’re a dedicated medical professional currently practicing or enjoying a well-deserved retirement. Regardless of your background, if you dream of homeownership, we have incredible news!Our team is thrilled to announce the launch of the FHA Down Payment Assistance Program in partnership with the National Grant Program. This initiative is specifically tailored to make homeownership more accessible and affordable for individuals and families who meet certain qualifications. Here’s what you need to know about this fantastic opportunity:


1. 3.5% Down Payment Forgiveness: Eligible homebuyers, including first-time buyers and those meeting specific employment criteria such as current or retired government employees or medical professionals, can secure their dream home with just a 3.5% down payment. What’s more, this down payment is forgivable, alleviating any concerns about repayment obligations.

2. Not a Second Mortgage: Unlike traditional down payment assistance programs, the FHA Down Payment Assistance Program does not require a second mortgage. This means you won’t have to worry about additional monthly payments or accruing interest. It’s a straightforward, hassle-free way to access the support you need to make homeownership a reality.

3. No Repayment Required: Perhaps the most significant advantage of this program is that there’s no requirement to repay the down payment assistance funds. Whether you’re a first-time buyer or a seasoned professional looking to invest in a new property, you can confidently move forward, knowing you won’t be burdened by repayment obligations.

What are the FHA Down Payment Assistance requirements?

  • First-time Home Buyers.
  • Current or retired Employee of a local, state, or Federal Government.
  • Current or retired Government Employees or Medical Professionals.
  • Debt to income is limited to 49.99%.
  • 620 Credit Score.
  • Single Family or Duplex Properties.
  • FHA Approved Condos.
  • Up to 6% Seller Concession.
  • Manufactured Homes Allowed.

Whether you’re ready to take the leap into homeownership for the first time or looking to upgrade to a new property, the FHA Down Payment Assistance Program could be the solution you’ve been searching for. Our team of dedicated mortgage experts is here to guide you through the application process and help you secure the financing you need.

Don’t let the fear of a hefty down payment hold you back any longer. Take advantage of this incredible opportunity and embark on the journey to homeownership with confidence. Get in touch with us today to learn more about how you can benefit from the FHA Down Payment Assistance Program.

At E Zip Mortgage, we’re committed to helping eligible individuals and families achieve their homeownership goals and create brighter futures. Reach out to us now, and let’s make your dream home a reality!

Current FHA Mortgage Rates

When you “CLICK HERE” you’ll instantly see today’s lowest rates. If you see an interest rate you like, you can click to head straight to request your Custom Rate Quote.

Comparing Current FHA Mortgage Rates

When your shopping for a 0 Percent Down Payment mortgage rate, we will get you the lowest interest rate possible, thus getting you the lowest interest rate that could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find the best 0% down payment jumbo loan rate is a big deal.

Google Reviews

Expert advice at your fingertips

Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep bankers’ hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.

Eddie Hoskins Founder & CEO

Providing our customers with the lowest rates, personalized service, and loan options that you don’t get from big box lenders or banks. That’s he built E Zip Mortgage.

Why should you choose us for your home loan?

We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so you’re not stuck with one set of restrictive underwriting guidelines.

Are credit scores a little low?

We have a credit score analyzing tool that can provide us with options to improve your credit scores quickly through a rapid credit rescore that usually takes 48 hours.

“We Think Outside The Box”

Our “Outside The Box Thinking”  gets home loans approved and closed every day! From Bank statements as Income loans to 50% debt to income ratio approvals, we do them all.

We’ve streamlined the mortgage process, and close in 30 days or less.

From application to closing, all from the palm of your hand.

Back To Top
Translate »