California County Loan Limits 2020

California conforming loan limits have been increased for 2020. Federal housing officials announced this change on November 25, 2019. The table below has been fully updated to include the revised (increased) limits for all counties across the state.

You’ll notice that most counties within California have a 2020 conforming loan limit of $510,400, for a single-family home. Higher-priced areas, like those in the San Francisco Bay Area, have conventional limits of up to $765,600 due to higher home values. Other counties fall somewhere in between these “floor” and “ceiling” amounts.

See the table below for 2020 conforming loan limits in all California counties.

2020 Conforming Loan Limits for All California Counties

The table below contains the 2020 conforming limits for all 58 counties in California, listed in alphabetical order. In this table, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, and so on.

County1-unit2-unit3-unit4-unit
ALAMEDA$765,600$980,325$1,184,925$1,472,550
ALPINE$510,400$653,550$789,950$981,700
AMADOR$510,400$653,550$789,950$981,700
BUTTE$510,400$653,550$789,950$981,700
CALAVERAS$510,400$653,550$789,950$981,700
COLUSA$510,400$653,550$789,950$981,700
CONTRA COSTA$765,600$980,325$1,184,925$1,472,550
DEL NORTE$510,400$653,550$789,950$981,700
EL DORADO$569,250$728,750$880,900$1,094,700
FRESNO$510,400$653,550$789,950$981,700
GLENN$510,400$653,550$789,950$981,700
HUMBOLDT$510,400$653,550$789,950$981,700
IMPERIAL$510,400$653,550$789,950$981,700
INYO$510,400$653,550$789,950$981,700
KERN$510,400$653,550$789,950$981,700
KINGS$510,400$653,550$789,950$981,700
LAKE$510,400$653,550$789,950$981,700
LASSEN$510,400$653,550$789,950$981,700
LOS ANGELES$765,600$980,325$1,184,925$1,472,550
MADERA$510,400$653,550$789,950$981,700
MARIN$765,600$980,325$1,184,925$1,472,550
MARIPOSA$510,400$653,550$789,950$981,700
MENDOCINO$510,400$653,550$789,950$981,700
MERCED$510,400$653,550$789,950$981,700
MODOC$510,400$653,550$789,950$981,700
MONO$529,000$677,200$818,600$1,017,300
MONTEREY$672,750$861,250$1,041,050$1,293,750
NAPA$764,750$979,000$1,183,400$1,470,700
NEVADA$510,400$653,550$789,950$981,700
ORANGE$765,600$980,325$1,184,925$1,472,550
PLACER$569,250$728,750$880,900$1,094,700
PLUMAS$510,400$653,550$789,950$981,700
RIVERSIDE$510,400$653,550$789,950$981,700
SACRAMENTO$569,250$728,750$880,900$1,094,700
SAN BENITO$765,600$980,325$1,184,925$1,472,550
SAN BERNARDINO$510,400$653,550$789,950$981,700
SAN DIEGO$701,500$898,050$1,085,550$1,349,050
SAN FRANCISCO$765,600$980,325$1,184,925$1,472,550
SAN JOAQUIN$510,400$653,550$789,950$981,700
SAN LUIS OBISPO$690,000$883,300$1,067,750$1,326,950
SAN MATEO$765,600$980,325$1,184,925$1,472,550
SANTA BARBARA$625,500$800,775$967,950$1,202,925
SANTA CLARA$765,600$980,325$1,184,925$1,472,550
SANTA CRUZ$765,600$980,325$1,184,925$1,472,550
SHASTA$510,400$653,550$789,950$981,700
SIERRA$510,400$653,550$789,950$981,700
SISKIYOU$510,400$653,550$789,950$981,700
SOLANO$510,400$653,550$789,950$981,700
SONOMA$704,950$902,450$1,090,850$1,355,700
STANISLAUS$510,400$653,550$789,950$981,700
SUTTER$510,400$653,550$789,950$981,700
TEHAMA$510,400$653,550$789,950$981,700
TRINITY$510,400$653,550$789,950$981,700
TULARE$510,400$653,550$789,950$981,700
TUOLUMNE$510,400$653,550$789,950$981,700
VENTURA$713,000$912,750$1,103,350$1,371,150
YOLO$569,250$728,750$880,900$1,094,700
YUBA$510,400$653,550$789,950$981,700

 

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