I have over 15 years of experience in recruiting, training and managing sales forces in various industries. I have worked for Fortune 500 companies and have also been responsible for growing new businesses into successful entities.

I was very successful in the mortgage industry in New York over 10 years ago, prior to the “Bubble Burst”.

Since I have been living in Florida with my wife of 17 years and 2 boys and have had a long rewarding career as an Energy Consultant, but I have decided to get back into the mortgage industry as it has always been something I enjoyed tremendously.

I enjoy it because I love helping people achieve their goals and dreams and I can’t think of a more important dream and goal than homeownership.

My success as a mortgage loan originator in New York was based on being diligent, informative and compassionate towards my clients.

I look forward to starting new friendships within the Florida mortgage community and helping as many people as possible achieve their dream.

Thank You First Florida Financial Group for giving me the opportunity to work with one of the top producing, most experienced and trusted companies in the State of Florida.

Phone: (914)557-4569

Client Testimonials

Client Testimonials

Joe was helpful, responsive and a pleasure to work with from the very beginning. He made the process easy and stress-free. Thank you Joe!

Joe delivered great customer service, was very responsive, worked hard to make sure we could close quickly and we got a great rate! Way to go Joe!!

I can not say enough good about Joe and the team that worked on my loan, from start to end the whole process was easy and quicker than expected. Every thing was explained and if you had questions Joe was there to answer, even on the weekend and if i ever need a new mortgage i will call Joe and if you want a mortgage…read more

We recently relocated to Florida and landed on First Florida Financial as our broker.. Joe Galluzzo was our loan officer and made the entire experience pleasant and efficient. Throughout the process he was always available and very responsive in addition to getting us a great rate. Our realtor Linda Jain also raved about Joe’s professionalism. We couldn’t be happier with our experience. Thank you Joe!

Joe was a pleasure to work with - always accessible and straight forward throughout the entire loan process. He made the mortgage process as easy as possible and I felt that he was our advocate along the way. Great job Joe - Thank you!

We would like to thank Joe Galluzzo and his team for the awesome service we received. Joe's exceptional professionalism and knowledge of the industry was impressive and truly appreciated.

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