California County Loan Limits 2022
California conforming loan limits have been increased for 20212. Federal housing officials announced this change on November 25, 2021. The table below has been fully updated to include the revised (increased) limits for all counties across the state.
You’ll notice that most California counties have a conforming loan limit of $647,200 for a single-family home. Higher-priced areas like those in the San Francisco Bay Area have conventional limits of up to $970,800 due to higher home values. Other counties fall somewhere in between these “floor” and “ceiling” amounts.
See the table below for 2022 conforming loan limits in all California counties.
2022 Conforming Loan Limits for All California Counties
The table below contains the 2022 conforming limits for all 58 counties in California, listed in alphabetical order. In this table, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, and so on.
5% Down Jumbo Loans up to $2,000,000 Loan Amount
10% Down & 90% Loan to Value Jumbo Financing available up to $3,000,000
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| County | 1 Unit | 2 Units | 3 Units | 4 Units |
| ALAMEDA COUNTY
ALPINE COUNTY AMADOR COUNTY BUTTE COUNTY CALAVERAS COUNTY COLUSA COUNTY CONTRA COSTA COUNTY DEL NORTE COUNTY EL DORADO COUNTY FRESNO COUNTY GLENN COUNTY HUMBOLDT COUNTY IMPERIAL COUNTY INYO COUNTY KERN COUNTY KINGS COUNTY LAKE COUNTY LASSEN COUNTY LOS ANGELES COUNTY MADERA COUNTY MARIN COUNTY MARIPOSA COUNTY MENDOCINO COUNTY MERCED COUNTY MODOC COUNTY MONO COUNTY MONTEREY COUNTY NAPA COUNTY NEVADA COUNTY ORANGE COUNTY PLACER COUNTY PLUMAS COUNTY RIVERSIDE COUNTY SACRAMENTO COUNTY SAN BENITO COUNTY SAN BERNARDINO COUNTY SAN DIEGO COUNTY SAN FRANCISCO COUNTY SAN JOAQUIN COUNTY SAN LUIS OBISPO COUNTY SAN MATEO COUNTY SANTA BARBARA COUNTY SANTA CLARA COUNTY SANTA CRUZ COUNTY SHASTA COUNTY SIERRA COUNTY SISKIYOU COUNTY SOLANO COUNTY SONOMA COUNTY STANISLAUS COUNTY SUTTER COUNTY TEHAMA COUNTY TRINITY COUNTY TULARE COUNTY TUOLUMNE COUNTY VENTURA COUNTY YOLO COUNTY YUBA COUNTY |
$970,800
$647,200 $647,200 $647,200 $647,200 $647,200 $970,800 $647,200 $675,050 $647,200 $647,200 $647,200 $647,200 $647,200 $647,200 $647,200 $647,200 $647,200 $970,800 $647,200 $970,800 $647,200 $647,200 $647,200 $647,200 $647,200 $854,450 $897,000 $647,200 $970,800 $675,050 $647,200 $647,200 $675,050 $970,800 $647,200 $879,750 $970,800 $647,200 $805,000 $970,800 $783,150 $970,800 $970,800 $647,200 $647,200 $647,200 $647,200 $764,750 $647,200 $647,200 $647,200 $647,200 $647,200 $647,200 $851,000 $675,050 $647,200 |
$1,243,050
$828,700 $828,700 $828,700 $828,700 $828,700 $1,243,050 $828,700 $864,200 $828,700 $828,700 $828,700 $828,700 $828,700 $828,700 $828,700 $828,700 $828,700 $1,243,050 $828,700 $1,243,050 $828,700 $828,700 $828,700 $828,700 $828,700 $1,093,850 $1,148,350 $828,700 $1,243,050 $864,200 $828,700 $828,700 $864,200 $1,243,050 $828,700 $1,126,250 $1,243,050 $828,700 $1,030,550 $1,243,050 $1,002,600 $1,243,050 $1,243,050 $828,700 $828,700 $828,700 $828,700 $979,000 $828,700 $828,700 $828,700 $828,700 $828,700 $828,700 $1,089,450 $864,200 $828,700 |
$1,502,475
$1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,502,475 $1,001,650 $1,044,600 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,502,475 $1,001,650 $1,502,475 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,322,200 $1,388,050 $1,001,650 $1,502,475 $1,044,600 $1,001,650 $1,001,650 $1,044,600 $1,502,475 $1,001,650 $1,361,350 $1,502,475 $1,001,650 $1,245,700 $1,502,475 $1,211,900 $1,502,475 $1,502,475 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,183,400 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,001,650 $1,316,900 $1,044,600 $1,001,650 |
$1,867,275
$1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,867,275 $1,244,850 $1,298,200 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,867,275 $1,244,850 $1,867,275 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,643,200 $1,725,050 $1,244,850 $1,867,275 $1,298,200 $1,244,850 $1,244,850 $1,298,200 $1,867,275 $1,244,850 $1,691,850 $1,867,275 $1,244,850 $1,548,100 $1,867,275 $1,506,100 $1,867,275 $1,867,275 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,470,700 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,244,850 $1,636,550 $1,298,200 $1,244,850 |
10% Down & 90% Loan to Value Jumbo Financing available up to $3,000,000
We know the California Jumbo Business call us at (877) 205-2533
“CLICK HERE” to See Today’s Mortgage Rates.
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