Georgia 2022 conforming loan limit $715,000
The increased Georgia 2022 conforming loan limits to $715,000 is for mortgage brokers and not most Retail lenders. We are now offering 2022 county loan limits up to $715,000 on all conventional loans. effective as of 9/07/2022 We expect the Federal housing officials to be announcing the official change later this year and it’s likely that FHFA’s 2023 conforming loan limit will be higher than $715,000.
Currently, for 2022 county loan limits with a conforming loan limit of $766,550 for a single-family home, and now will be raised to $715,000. There is speculation that the 2023 conforming loan limit will be close to $760,000, based on year-over-year house price growth through the first quarter of the year.
With home prices going up there have been a lot of people who were hitting those conforming loan limits very early, and probably in counties and states where you wouldn’t think home buyers would need a jumbo loan!
2022 Conforming Loan Limits for All Georgia Counties
The Conforming loan limits for 2023 have not been released, in anticipation of this change, effective as of 9/07/2022 we are now offering conventional loan limits up to $715,000 on all conventional loans. Because conforming loan limits are set using a formula mandated by federal law, lenders can anticipate what the FHFA will announce later this year as the numbers for 2023.
The table below contains the 2022 conforming limits for all counties in Georgia, listed in alphabetical order. In this table, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, and so on.
| County | 1 Unit | 2 Units | 3 Units | 4 Units |
| APPLING COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ATKINSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BACON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BAKER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BALDWIN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BANKS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BARROW COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BARTOW COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BEN HILL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BERRIEN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BIBB COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BLECKLEY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BRANTLEY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BROOKS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BRYAN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BULLOCH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BURKE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CALHOUN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CAMDEN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CANDLER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CARROLL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CATOOSA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHARLTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHATHAM COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHATTAHOOCHEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHATTOOGA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHEROKEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CLARKE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CLAY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CLAYTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CLINCH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COBB COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COFFEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COLQUITT COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COLUMBIA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COOK COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COWETA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CRAWFORD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CRISP COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DADE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DAWSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DECATUR COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DEKALB COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DODGE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DOOLY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DOUGHERTY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DOUGLAS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| EARLY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ECHOLS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| EFFINGHAM COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ELBERT COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| EMANUEL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| EVANS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FANNIN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FAYETTE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FLOYD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FORSYTH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FRANKLIN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FULTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GILMER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GLASCOCK COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GLYNN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GORDON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GRADY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GREENE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GWINNETT COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HABERSHAM COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HALL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HANCOCK COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HARALSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HARRIS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HART COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HEARD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HENRY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HOUSTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| IRWIN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JACKSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JASPER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JEFF DAVIS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JEFFERSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JENKINS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JOHNSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JONES COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LAMAR COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LANIER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LAURENS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LIBERTY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LINCOLN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LONG COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LOWNDES COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LUMPKIN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MCDUFFIE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MCINTOSH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MACON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MADISON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MARION COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MERIWETHER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MILLER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MITCHELL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MONROE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MONTGOMERY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MORGAN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MURRAY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MUSCOGEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| NEWTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| OCONEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| OGLETHORPE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PAULDING COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PEACH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PICKENS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PIERCE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PIKE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| POLK COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PULASKI COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PUTNAM COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| QUITMAN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| RABUN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| RANDOLPH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| RICHMOND COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ROCKDALE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SCHLEY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SCREVEN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SEMINOLE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SPALDING COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| STEPHENS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| STEWART COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SUMTER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TALBOT COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TALIAFERRO COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TATTNALL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TAYLOR COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TELFAIR COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TERRELL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| THOMAS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TIFT COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TOOMBS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TOWNS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TREUTLEN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TROUP COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TURNER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TWIGGS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| UNION COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| UPSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WALKER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WALTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WARE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WARREN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WASHINGTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WAYNE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WEBSTER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WHEELER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WHITE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WHITFIELD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WILCOX COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WILKES COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WILKINSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WORTH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
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