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Florida County Loan Limits 2022

 

Florida conforming loan limits have been increased for 2022. Federal housing officials announced this change. The table below has been fully updated to include the revised (increased) limits for all counties across the state.

You’ll notice that most Florida counties have a 2022 conforming loan limit of $647,250 for a single-family home.

See the table below for 2022 conforming loan limits in all Florida counties.

 

2022 Conforming Loan Limits for All Florida Counties

The table below contains the 2022 conforming limits for all counties in Florida, listed in alphabetical order. In this table, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, and so on.

County 1 Unit 2 Units 3 Units 4 Units
ALACHUA COUNTY

BAKER COUNTY

BAY COUNTY

BRADFORD COUNTY

BREVARD COUNTY

BROWARD COUNTY

CALHOUN COUNTY

CHARLOTTE COUNTY

CITRUS COUNTY

CLAY COUNTY

COLLIER COUNTY

COLUMBIA COUNTY

DESOTO COUNTY

DIXIE COUNTY

DUVAL COUNTY

ESCAMBIA COUNTY

FLAGLER COUNTY

FRANKLIN COUNTY

GADSDEN COUNTY

GILCHRIST COUNTY

GLADES COUNTY

GULF COUNTY

HAMILTON COUNTY

HARDEE COUNTY

HENDRY COUNTY

HERNANDO COUNTY

HIGHLANDS COUNTY

HILLSBOROUGH COUNTY

HOLMES COUNTY

INDIAN RIVER COUNTY

JACKSON COUNTY

JEFFERSON COUNTY

LAFAYETTE COUNTY

LAKE COUNTY

LEE COUNTY

LEON COUNTY

LEVY COUNTY

LIBERTY COUNTY

MADISON COUNTY

MANATEE COUNTY

MARION COUNTY

MARTIN COUNTY

MIAMI-DADE COUNTY

MONROE COUNTY

NASSAU COUNTY

OKALOOSA COUNTY

OKEECHOBEE COUNTY

ORANGE COUNTY

OSCEOLA COUNTY

PALM BEACH COUNTY

PASCO COUNTY

PINELLAS COUNTY

POLK COUNTY

PUTNAM COUNTY

ST. JOHNS COUNTY

ST. LUCIE COUNTY

SANTA ROSA COUNTY

SARASOTA COUNTY

SEMINOLE COUNTY

SUMTER COUNTY

SUWANNEE COUNTY

TAYLOR COUNTY

UNION COUNTY

VOLUSIA COUNTY

WAKULLA COUNTY

WALTON COUNTY

WASHINGTON COUNTY

 $647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$710,700

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

$647,200

 

 $828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$909,800

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

$828,700

 

 $1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,099,750

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

$1,001,650

 

 $1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,366,750

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

$1,244,850

 

 

5% Down Jumbo Loans up to $2,000,000 Loan Amount

10% Down & 90% Loan to Value Jumbo Financing available up to $3,000,000

We know the Jumbo Mortgage Business call us at (800) 986-4580

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Comparing Current Jumbo Mortgage Rates

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First Florida Financial was highly recommended by a friend to help with a complex home sale. Eddie and his team found solutions quickly that no other mortgage experts could develop. I closed quickly with no issues. The Ezip process is super easy and fast and Eddie”s team is on the…read more →

Joseph Coughlin
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Dealing with First Florida Financial was truly a great experience. Eddie got back to me immediately in the early stages of the loan and got the ball rolling quickly! After our initial conversation, I felt confident that Eddie was going to get the job done. Our loan was very time…read more →

Ash Smith
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Applying for a loan is extremely stressful but my experience has been amazing. Eddie always puts the client's interest first and is extremely honest and respectful. He is of unparalleled caliber and authenticity. He is on the ball and his team is great to work with. They do not make…read more →

Jose Valle
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We want to thank a million times to Eddie Hoskins and his team at First Florida Financial Group. Everything, from initiating contact with Eddie on a Saturday afternoon about five weeks ago, until the closing day, today, all efforts to make this purchase happen were outstanding on their part. Our…read more →

Daniela Radu
Rating: 5

Eddie and Simone exceeded my expectations. Eddie's team was able to offer me a loan that very few lenders do with less money down. We went through the process without any major hiccups and I was able to close on my home much earlier than expected. Simone was especially kind…read more →

Ivania Marin Morales
Rating: 5

From the first call to the closing Eddie and his team were available 7 days a week for any question or even to just guide us through the process. He takes the time to remind you of things that should be considered even when he might not benefit him directly.…read more →

Bruce Baerwalde
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I found First Florida through a web search borne out of frustration. I knew there had to be financing out there that would allow me to get a large mortgage with very little down and no PMI. Traditional lenders wanted 10% down minimum. My credit union would do a loan…read more →

Sara P
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I found Eddie and First FL Financial solely by accident doing an internet search. I could of not been happier that I did. I have never met him in person, but can tell that he cares about the customers he serves. The service is incredible. Eddie will respond to all…read more →

James Villano
Rating: 5

Eddie and his team are amazing and a pleasure to work with every step of the way! Eddie is by far the best mortgage person I have ever known and my real estate agent, who has over 30 years experience, said the exact same thing about him. His team is…read more →

Susan Schmidt
Rating: 5

Eddie and Simone were awesome to deal with. The entire process was handled professionally and smoothly. I can honestly say that this was the first time that I have purchased a property where the transaction was handled without a lot of drama. This is the 7th property I have acquired…read more →

Jan Brown
Rating: 5

Waste no time. Eddie will get the job done. I started working with big banks assuming I was in good hands. My wife found Eddie searching online and I was skeptical. Eddie reviewed my case and told me in advance the outcome of my loan process with banks (frustrating process…read more →

Josue Quinones
Rating: 5

Eddie and his team did a fantastic job. I had a very complicated file and the team communicated thoroughly throughout the entire process and came up with solutions when others could not. With a complex file and a relatively quick closing, the team effort to push my closing across the…read more →

Mike Lendino
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Excellent Company! I was looking for a Jumbo Loan and didn't want to put 20% down, I found a lot of lenders offering 10% down payment and then I found First Florida offering 5% Down. I must Say I got a GREAT Rate with no monthly mortgage insurance and we…read more →

Robert S.
Rating: 5

I want to thank the entire team for getting us Thru the VA home loan process. Your E Zip Mortgage online system made it smooth and EASY. Being a return customer for the second time, Says it all! We will always highly recommend your company. Thanks

Fred Elder
Rating: 5

Eddie and his team did an excellent job preparing and guiding me through the application process. It was quick and painless compared to the many other mortgages I have applied for in the past. Thank you for the wonderful service.

Eddie Babin
Rating: 5

Words cannot describe how grateful we are for Eddie Hoskins and his team. My family and I have recently relocated to FL from Mi. My husband just started a new job and we hit a roadblock with the financing. I called First Florida Financial Group as my last hope. Which…read more →

Jesika Morgrette
Rating: 5

Eddie and the First Florida Financial team were nothing short of outstanding! This was, by far, the most straightforward, professional mortgage loan process we have ever experienced.  Eddie has an amazing "can do" approach, is completely focused on success and finding solutions to any obstacles in the path to expeditiously…read more →

Gordon Fraser
Rating: 5

Eddie was my hero throughout the home buying process. I had a somewhat complicated situation, and he made the loan possible where others couldn't. The E ZIP process was fast and easy. We closed on time (within 30 days) where other companies couldn't. He even created an innovative loan package…read more →

Michele Johnson
Rating: 5

Thank you,  Eddie Hoskins and his dedicated and skillful staff were able to make the impossible possible! I will honestly say that he is the most competent and knowledgeable loan officer that I have ever worked with. This purchase would not have happened without you! Thank you!

Alex Khademi
Rating: 5

Eddie, I know it has been over a week since we last spoke but we have been so busy with the move into our "new home"! The key word is HOME...not house or property, but HOME! The purchase of this lovely home of ours would not have been even remotely…read more →

Jose & Kimberly Arencibia
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  Dear Eddie, I would like to personally thank you for your help in arranging the refinance of our home we built in St. James City. You not only delivered the loan in a timely manner, but you provided counseling service as well, which was greatly appreciated. With the state…read more →

Jonna Bouchard
Rating: 5

  Dear Eddie, Thank you for all your support during the last year. I will always recommend you for loans to my friends and family. You did an outstanding job getting my son through such a difficult closing. We are now very busy fixing up on a deadline. Walls have…read more →

Nancy Britton
Rating: 5

  Thank you, Eddie, for putting this mortgage together for me. I was operating on a meager budget with a limited amount of savings and you came through for me. Your supporting staff was amazing, always available to take my calls and patiently explaining whatever I may have trouble understanding.…read more →

Stephen Hershkowitz
Rating: 5

  Eddie Hoskins and his team at First Florida Financial really helped me when others had declined on me. He was able to work out a deal in a very short time frame that ended up being less expensive than the Quicken Loan deal that I was originally trying for.…read more →

Charles Knowlton
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