New Florida 2022 conforming loan limit $715,000
The increased Florida 2022 conforming loan limits to $715,000 is for mortgage brokers and not most Retail lenders. We are now offering 2022 county loan limits up to $715,000 on all conventional loans. effective as of 9/07/2022 We expect the Federal housing officials to be announcing the official change later this year and it’s likely that FHFA’s 2023 conforming loan limit will be higher than $715,000.
Currently, for 2022, Florida county loan limits with a conforming loan limit of $647,200 for a single-family home, now will be raised to $715,000. There is speculation that the 2023 conforming loan limit will be close to $760,000, based on year-over-year house price growth through the first quarter of the year.
With Florida home prices going up there have been a lot of people who were hitting those conforming loan limits very early, and probably in counties and states where you wouldn’t think home buyers would need a jumbo loan!
Florida Conforming Loan Limits 2023 for All Counties
The Conforming loan limits for 2023 have not been released, in anticipation of this change, effective as of 9/07/2022 we are now offering conventional loan limits up to $715,000 on all conventional loans. Because conforming loan limits are set using a formula mandated by federal law, lenders can anticipate what the FHFA will announce later this year as the numbers for 2023.
| County | 1 Unit | 2 Units | 3 Units | 4 Units |
| ALACHUA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BAKER COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BAY COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BRADFORD COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BREVARD COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BROWARD COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CALHOUN COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CHARLOTTE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CITRUS COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| CLAY COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLLIER COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| COLUMBIA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DESOTO COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DIXIE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| DUVAL COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ESCAMBIA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| FLAGLER COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| FRANKLIN COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GADSDEN COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GILCHRIST COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLADES COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GULF COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HAMILTON COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HARDEE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HENDRY COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HERNANDO COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HIGHLANDS COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HILLSBOROUGH COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HOLMES COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| INDIAN RIVER COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| JACKSON COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| JEFFERSON COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAFAYETTE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LAKE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LEE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LEON COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LEVY COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| LIBERTY COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MADISON COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MANATEE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARION COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MARTIN COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MIAMI-DADE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONROE COUNTY | $710,700 | $909,800 | $1,099,750 | $1,366,750 |
| NASSAU COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OKALOOSA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OKEECHOBEE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORANGE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OSCEOLA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| PALM BEACH COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| PASCO COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| PINELLAS COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| POLK COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| PUTNAM COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ST. JOHNS COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ST. LUCIE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SANTA ROSA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SARASOTA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SEMINOLE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SUMTER COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SUWANNEE COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| TAYLOR COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UNION COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| VOLUSIA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WAKULLA COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WALTON COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WASHINGTON COUNTY | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
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