New Florida 2022 conforming loan limit $715,000
The increased Florida 2022 conforming loan limits to $715,000 is for mortgage brokers and not most Retail lenders. We are now offering 2022 county loan limits up to $715,000 on all conventional loans. effective as of 9/07/2022 We expect the Federal housing officials to be announcing the official change later this year and it’s likely that FHFA’s 2023 conforming loan limit will be higher than $715,000.
Currently, for 2022, Florida county loan limits with a conforming loan limit of $766,550 for a single-family home, now will be raised to $715,000. There is speculation that the 2023 conforming loan limit will be close to $760,000, based on year-over-year house price growth through the first quarter of the year.
With Florida home prices going up there have been a lot of people who were hitting those conforming loan limits very early, and probably in counties and states where you wouldn’t think home buyers would need a jumbo loan!
Florida Conforming Loan Limits 2023 for All Counties
The Conforming loan limits for 2023 have not been released, in anticipation of this change, effective as of 9/07/2022 we are now offering conventional loan limits up to $715,000 on all conventional loans. Because conforming loan limits are set using a formula mandated by federal law, lenders can anticipate what the FHFA will announce later this year as the numbers for 2023.
| County | 1 Unit | 2 Units | 3 Units | 4 Units |
| ALACHUA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BAKER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BAY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BRADFORD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BREVARD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BROWARD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CALHOUN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHARLOTTE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CITRUS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CLAY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COLLIER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COLUMBIA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DESOTO COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DIXIE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DUVAL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ESCAMBIA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FLAGLER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FRANKLIN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GADSDEN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GILCHRIST COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GLADES COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GULF COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HAMILTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HARDEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HENDRY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HERNANDO COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HIGHLANDS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HILLSBOROUGH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HOLMES COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| INDIAN RIVER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JACKSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JEFFERSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LAFAYETTE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LAKE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LEON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LEVY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LIBERTY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MADISON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MANATEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MARION COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MARTIN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MIAMI-DADE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MONROE COUNTY | $710,700 | $909,800 | $1,099,750 | $1,366,750 |
| NASSAU COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| OKALOOSA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| OKEECHOBEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ORANGE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| OSCEOLA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PALM BEACH COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PASCO COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PINELLAS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| POLK COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PUTNAM COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ST. JOHNS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ST. LUCIE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SANTA ROSA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SARASOTA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SEMINOLE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SUMTER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SUWANNEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| TAYLOR COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| UNION COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| VOLUSIA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WAKULLA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WALTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WASHINGTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
5% Down Jumbo Loans up to $1,000,000 Loan Amount
10% Down & 90% Loan to Value Jumbo Financing available up to $2,000,000
We know the Jumbo Mortgage Business call us at (877) 424-4562
“CLICK HERE” to See Today’s Mortgage Rates.
Comparing Current Florida Loan Rates
Finding the lowest Florida mortgage loan rates is very important, that’s why we’ve already searched them for you, getting the lowest loan rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best loan rates is a big deal.
Current Florida Mortgage Rates
When you “CLICK HERE” you’ll instantly see today’s lowest Florida mortgage rates. If you see an interest rate you like, you can click to head straight to get your custom rate quote.
Expert advice at your fingertips
Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.
Eddie Hoskins Founder & CEO
Providing our customers with the lowest rates, personalized service, and loan options that you don’t get from big box lenders or banks. That’s he built E Zip Mortgage.
Why should you choose us for your home loan?
We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so you’re not stuck with one set of restrictive underwriting guidelines.
Credit scores a little low?
We have a credit score analyzing tool that can provide us with options to improve your credit scores quickly through a rapid credit rescore that usually takes 48 hours.
“We Think Outside The Box”
Our “Outside The Box Thinking” gets home loans approved and closed every day! From Bank statements as Income loans to 50% debt to income ratio approvals, we do them all.
We’ve streamlined the mortgage process, close in 30 days or less.
From application to closing, all from the palm of your hand.
