Eddie Hoskins, Thank you, Thank you, Thank you. After being led on, misinformed, and denied by 4 other mortgage companies, you and First Florida Financial Group did the “impossible” and were able to get us a loan for a condo unit that no other company would even look at. Home Owners Associations, Investor-owned ratios, tenant delinquencies, etc. None of these were an issue with First Florida Financial Group, despite all the info that we had received from the previous companies.

With so many things that could complicate the process of buying a home, you were from the very first phone call, honest, realistic, and incredibly speedy. We never had any problems getting a hold of you throughout the entire process and you were always just a phone call away.

After dealing with 4 other mortgage companies, we really didn’t think the service that you provided was even a possibility in this industry. 110% satisfied, really something that never happens anywhere, anymore. We cannot recommend you enough to anybody that is serious about closing on a home. Eddie means business and our only regret was not going to you first.

Thanks again,

Eddie, I know it has been over a week since we last spoke but we have been so busy with the move into our “new home”! The key word is HOME…not house or property, but HOME! The purchase of this lovely home of ours would not have been even remotely possible if it were not for “your” hard work, dedication, compassion, and the genuine love of your job of helping people buy homes! We simply can not thank you enough. But we do THANK YOU from the bottom of our hearts. It has been a true pleasure working with you throughout this venture. From the first moment we spoke you were always honest, professional, compassionate, dedicated, understanding, and beyond driven to the point of being relentless and all while maintaining your integrity and faith. We thank you as well and sending prayers and blessings to you and your family now and always. You will always have our highest recommendation and coming from us does not come lightly, you have earned it!!!! Warmest Regards & Blessings.

When you need a mortgage broker/lender that can get the transaction closed, I want to tell you about Eddie Hoskins, President of First Florida Financial Group located in Ft Myers Florida. I’ve worked with Eddie over the past year and he demonstrates knowledge and professionalism on each of the deals he has closed for me and my clients. Recently we worked on a short sale together where I was the buyer’s agent and without his efforts, it never would have got completed. Not only did he have the entire deal approved and ready to close in 3 weeks, he literally saved the home from a foreclosure sale with 40 minutes to spare. Eddie went way over and beyond the normal call of duty, he personally rented a moving truck and hired 2 people to move the sellers out of the home, who had no moving plans, on a Sunday so the out of state buyers would sign and close, thus stopping the scheduled foreclosure sale from going through. He created a “win-win” situation for everyone involved. Additionally, he was able to obtain the estoppel after the title company failed to do so and walk them step by step on what needed to happen. Eddie’s commitment and efforts were awesome with every deal I have sent to him. Please do not hesitate to call him when you need someone who is extremely knowledgeable and can get the deal done on time. Sincerely,

Hi Eddie,
Thanks so much for the great job you did with a VA loan for Randy K. He came to me with a pre-qual from you and you “stood the test of time!” An 8-month struggle with an indecisive buyer came to fruition, thank you your tenacity, knowledge, perseverance, and personality! You’ve got what it takes in a struggling industry and I have no doubt you’ll be hearing from me in the future with other buyers to qualify! Best Wishes,

Dear Eddie,
Now that the dust has settled and reality is starting to set in, we wanted to take a moment and thank you for a great many months of hard work that you put in to help our family stay in the only home we’ve ever known. When we purchased our first home shortly before we were married, our thought was that it would be a temporary investment that would help us reconcile our debts at a later date. Life happened, and three years later we found ourselves minus two roommates and one job, plus one infant with another on the way and only one income remaining to sustain us. With our debt mounting, it appeared that we would likely have to walk away from the home that we had become a family in. We found your website by pure chance while searching for any viable lifelines – namely the Hope for Homeowners program. From the first day that we spoke with you, we were made to feel that there was indeed hope for our situation. Through your knowledge and expertise, you redirected us to a loan modification program that would better suit us and were able to negotiate an FHA Short Refinance with our lender in a transaction that would allow us to write off approximately 60% of our original loan value – approximately $280,000.00. The fact that you were even able to establish a point of contact with our lender was a miracle in itself – but your perseverance in maintaining communication with them to see the deal to closure was key. The final closing procedure was a breeze and we now find ourselves making long-term plans in a house that our children will be able to call “Home.” Above all, it was your perseverance to our personal situation that made it a privilege to have been able to work with you. You were consistently available to answer any of our questions or concerns and never failed to provide us status updates – even if nothing had changed – so that we were never in the dark as to where we were in the process. In a world where customer service has become non-existent, we truly felt that you had our family’s best interest in mind and will be forever grateful for the time and effort that went into saving our home. You truly have a gift for this type of work. Please feel free to use us as a reference at any time. Thank you again for everything and best wishes for the future.

Dear Eddie, I would like to personally thank you for your help in arranging the refinance of our home we built in St. James City. You not only delivered the loan in a timely manner, but you provided counseling service as well, which was greatly appreciated. With the state of the economy, getting a bank or mortgage company to refinance our home was a very difficult process, starting with a construction loan that was denied on the scheduled day of closing because of a mortgage officer not doing her job correctly and then came the bank that sent an out of town appraiser who came back with a ridiculous and insultingly low appraisal. My problem was solved when I received an email from you and First Florida Financial Group, LLC. From that point on, it was smooth sailing. From beginning the application to closing the loan, it was a breeze. You are a pleasure to work with, highly professional and I would happily recommend you to fellow Realtors and buyers.

Sincerely,

Hi Eddie
I originally applied to my bank for a loan on a rental condo that I was purchasing, but because it was a condo hotel, they would not write the loan. My bank loan officer referred me to Eddie, who was able to help me get the loan.

Eddie was a pleasure to work with; you clearly explained my options and provided timely information and communications throughout the process.

Hello Eddie,
Eddie and his team make the mortgage application and approval process virtually seamless for me, from beginning to end. Being a foreign national, my application layered on additional complexities that I thought would hinder the process considerably. However, Eddie and the staff at First Florida Financial were on top of the ball every step of the way. and professional, courteous and available to answer and assist me with all my questions and concerns. I would not hesitate for an instant on using them again, and in fact look forward to doing so!

Thanks, guys!

Dear Eddie,
Thank you for all your support during the last year. I will always recommend you for loans to my friends and family. You did an outstanding job getting my son through such a difficult closing. We are now very busy fixing up on a deadline. Walls have been repaired throughout the condo and everything is being painted. Plumbing is fixed which was cheaper than I thought. We are moving this weekend now it is crunch time to get him out of one place to another. Thanks again Eddie… we could not have done this closing with any other lending agent and I have closed quite a few homes in my day and used a few agents. By far you’re the best.

Eddie, Processed loan and closed in 6 business days after I was turned down by 4 mortgage companies.

My landlord told me I had to purchase the condo I loved and had been renting long term by the end of the year or move out. I had fair credit, not 20% down, a Deed in Lieu of Foreclosure 5 years ago, and tax liens less than 7 years ago still on my credit record. My condo association would only accept conventional mortgages. I had been turned down by 4 mortgage companies including internet and local and I was ready to start packing when I did a Google search on – Can you purchase a condo in Florida without 20% down? First Financial website popped up, I started reading and started to get some hope. I filled out the online application on their website and before I was done within minutes Eddie called me. From there it was amazing, my landlord was selling it by owner and neither of us had a real estate agent or an attorney. Eddie talked me through the whole process, morning, afternoon, and evening with calls and texts; he was always available. First Financial team processed my loan from that desperate day I applied WITHIN 6 BUSINESS DAYS. It was amazing, still can’t believe it’s true. We were scheduled to close on December 30th one day before my landlord’s deadline when Eddie called to tell me the loan was finalized and we could close the week before Christmas. I would highly recommend them to anyone for their attention and support through the whole process from application to close. Don’t give up until you’ve talked to Eddie and their team.

If anyone would like to talk to a previous customer I would be glad to talk to them.

Thank you, Eddie, for putting this mortgage together for me. I was operating on a meager budget with a limited amount of savings and you came through for me. Your supporting staff was amazing, always available to take my calls and patiently explaining whatever I may have trouble understanding. Bravo to all, I will definitely recommend First Florida.Financial to all my friends!

Eddie Hoskins and his team at First Florida Financial really helped me when others had declined on me. He was able to work out a deal in a very short time frame that ended up being less expensive than the Quicken Loan deal that I was originally trying for. Eddie finds a way to make things happen when others just end up saying “No”.