I can’t thank Eddie Hoskins and his staff enough. I had a tricky situation… I had a purchase & sale agreement to buy a condo in Florida and I just fired My mortgage company. I was in another state 1500 miles away and I had a short timetable running up against the Christmas holidays. With a non-traditional income stream, and a boatload of obstacles to overcome. Eddie and His team went to work!! They worked tirelessly knocking down obstacle after obstacle, from the Condo association, Income questions.. Ect… You name it!! Eddie and His staff were in daily contact, keeping my Wife and I informed of requests and requirements to keep the process moving forward. He also gave us recommendations for a quality home appraiser. He never gave up on us!! In the end, Eddie was able to deliver. Five days before Christmas We closed the sale!! On time with no surprises!! I highly recommend this team!! Thanks again, Eddie!! You made the impossible look easy!! From now on You will be my first stop!! Happy New Year !!

Eddie Hoskins, Thank you, Thank you, Thank you. After being led on, misinformed, and denied by 4 other mortgage companies, you and First Florida Financial Group did the “impossible” and were able to get us a loan for a condo unit that no other company would even look at. Home Owners Associations, Investor-owned ratios, tenant delinquencies, etc. None of these were an issue with First Florida Financial Group, despite all the info that we had received from the previous companies.

With so many things that could complicate the process of buying a home, you were from the very first phone call, honest, realistic, and incredibly speedy. We never had any problems getting a hold of you throughout the entire process and you were always just a phone call away.

After dealing with 4 other mortgage companies, we really didn’t think the service that you provided was even a possibility in this industry. 110% satisfied, really something that never happens anywhere, anymore. We cannot recommend you enough to anybody that is serious about closing on a home. Eddie means business and our only regret was not going to you first.

Thanks again,

Hi Eddie
I originally applied to my bank for a loan on a rental condo that I was purchasing, but because it was a condo hotel, they would not write the loan. My bank loan officer referred me to Eddie, who was able to help me get the loan.

Eddie was a pleasure to work with; you clearly explained my options and provided timely information and communications throughout the process.

Thank you, Eddie, for putting this mortgage together for me. I was operating on a meager budget with a limited amount of savings and you came through for me. Your supporting staff was amazing, always available to take my calls and patiently explaining whatever I may have trouble understanding. Bravo to all, I will definitely recommend First Florida.Financial to all my friends!

Eddie Hoskins and his team at First Florida Financial really helped me when others had declined on me. He was able to work out a deal in a very short time frame that ended up being less expensive than the Quicken Loan deal that I was originally trying for. Eddie finds a way to make things happen when others just end up saying “No”.

We purchased a condo in PCB FL and had a hard time finding a mortgage due to the condo being classified as a “Condo-Tel” Eddie was referred to us by another lender and we couldn’t have been happier. He worked tirelessly to match us with a lender and secure all the required documents. He provided us with a secure site to upload our information, then continually answered our questions, all hours of the day and night. We work long days and are in another time zone, yet he took our calls until 10 at night, replied to texts and emails and made everything happen in 4 weeks. We are thrilled and recommend him to anyone looking for a new mortgage, especially with all the odd Florida laws! Thanks, Eddie for a job well done, we look forward to working with you again.
The ironic thing about the whole deal is that we chose to work with Eddie in Florida, figuring he would find us a lender in FL who knows all of the off FL laws, only for him to match us with a lender in Texas, only 2 hours from where we live!
We are enjoying our vacation condo and renting it out to others to help cover our mortgage. We’ve made lots of upgrades you can see on FB by searching for Tolu Vacations.
Lakebums in Texas, enjoying the beach in Florida

To Eddie, Simone, Kim, Erika & Tim – thank you so much for everything you did in order to make my first condo purchase a reality. I’m sure I had the most challenging transaction to date, with setbacks at every turn, but your team lived up to your slogan “We Think Outside the Box”, going above and beyond. I wouldn’t be a homeowner today if it wasn’t for First Florida Financial. Also, I want to point out that everyone on the team is incredibly personable and an absolute pleasure to work with. Having a team that is trustworthy and fighting on your behalf as if you were family makes the world of difference. I’ll definitely recommend First Florida Financial – so much can happen between signing and closing and I am confident your team could handle anything along the way.