Jumbo Loan with 5% Down Payment

What is a Jumbo Loan?

A Jumbo Loan, otherwise known as a 5 Percent Down Payment Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan but in counties such as LOS ANGELES and SAN FRANCISCO loan amounts are allowed up to $822,375 before they are considered a Jumbo loan. Typically, both Fannie and Freddie buy the bulk of U.S. residential mortgages from banks and other jumbo lenders, freeing up liquidity to lend on more mortgages.

We offer the best Jumbo Mortgage Rates for a 5 percent down payment jumbo loan and we provide a lot more jumbo loan options than other jumbo lenders do.

Jumbo Loan Down Payment Options

  • 5% Down Payment for  Primary Residences & Second Homes.
  • 10% Down Payment on Condos.
  • 20% Down for Investment Properties.
  • VA Jumbo Home Loans.

Requirements for getting a Jumbo Loan with 5% Down Payment?

  • The borrower’s credit score should be 680 minimum to be eligible.
  • Maximum loan amount 1,000,000.
  • No Mortgage Insurance Required.
  • 6 to 12 reserves are required.
  • The programs are available for single-family residential housing (regular houses, townhomes, and condominiums).  Multi-unit, vacant land, and commercial properties are not eligible.
  • Debt to income is limited to 43%.
  • No BK, Short-Sales, or Foreclosures in the previous 7 years.
  • Self-Employed borrowers may want to take advantage of our bank statement loans.
  • Veterans may want to take advantage of a zero down payment VA jumbo loans
  • 90% loan to value options available up to $2,000,000.

Current Jumbo Mortgage Rates

When you “CLICK HERE,” you’ll instantly see today’s lowest jumbo mortgage rates. If you see an interest rate you like, you can click to head straight to get your Custom Jumbo Loan with 5% Down Payment Quote.

10% Down & 90% Loan to Value Jumbo Financing available up to $2,000,000

We know the Jumbo Mortgage Business call us at (800) 986-4580

CLICK HERE” to See Today’s Mortgage Rates.

Licensed in Florida and California only


Comparing Current Jumbo Mortgage Loan Rates

When your shopping for a 5 Percent Down Payment Jumbo mortgage rate, we will get you the lowest interest rate possible, thus getting you the lowest interest rate that could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find the best 5 percent down payment jumbo loan rate is a big deal.

Client Reviews

Expert advice at your fingertips

Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.

Eddie Hoskins Founder & CEO

“My mission is to provide our customers with the lowest rates, personalized service, and loan options that you don’t get from big box lenders and banks”

Why should you choose us for your home loan?

We work for you & not the bank. When working with us, you are not “stuck” with ONE bank’s restrictive set of underwriting guidelines. We always seek out the best lender to suit your specific situation and find lenders with the best mortgage rates! We don’t keep banker’s hours; we always answer your phone calls and text messages in the evening and on the weekends.

Credit scores a little low?

We have a credit score analyzing tool that can provide us with options to improve your credit scores quickly through a rapid credit rescore that usually takes 48 hours.

“We Think Outside The Box”

Our “Outside The Box Thinking”  gets home loans approved and closed every day! From Bank Statement as Income loans to 50% debt to income ratio approvals, we do them all.

We’ve streamlined the mortgage process, close in 30 days or less.

From application to closing, all from the palm of your hand.

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